facebook
FavouritesAdd to Wish List
FavouritesAdd to Wish List
from46.00EUR/ h

Mastering Financial Markets: Behavioral Finance Insights

Mark Twain famously said: “It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so."

This famous quote shines light on to the fact how important it is to make sure your own beliefs do not take you to a road where you become overly confident about them. We are human beings, we all have behavioral (and many other types of ) biases. The first step is making ourselves aware of these tendencies in order to become better decision makers not only when it comes to financial markets and investments but in general as well.

Gain insights into how markets and market players tend to interpret and react to information, and more importantly, into the widely prevailing behavioral biases that result in bad decision making when it comes to investments or management decisions. Beyond the theoretical concepts, we are going to go thorugh real world examples to demonstrate the impact of the behavioral biases.

COURSE OVERVIEW
1) Information & Markets
2) Rational Investors & CAPM
3) Market Efficiency
4) Market Inefficiency
5) Risk Aversion vs. Loss Aversion
6) Games
7) Biases & Market Anomalies
8) Corporate Management

Location

Online via webcam

General info

Age:
Teenagers (13-17 years old)
Adults (18-64 years old)
Seniors (65+ years old)
Student level:
Beginner
Intermediate
Advanced
Duration:
45 minutes
60 minutes
90 minutes
The class is taught in:English, German, Hungarian

About Me

I am a student at the Master's in International Finance at HEC Paris, recognized as the number one financial Master's globally for over 10 years now. Over the past four years, I have developed a deep passion for the financial markets, driven by a commitment and curiosity to understanding and mastering its complexities to be able to make profitable investment decisions. My goal is to ignite this same enthusiasm in others—whether they are seeking to deepen their market knowledge or simply understand a specific financial concept better.

I firmly believe in the transformative power of education. Through my studies and beyond my finance career, I am dedicated to making a meaningful impact on global education accessibility. I aspire to contribute to creating equitable opportunities for all, ensuring that everyone has the chance to achieve their educational goals. Let me help you unlock your potential in the fascinating world of finance.
You will have a chance to take a deep dive into the world of options through understanding their fundamental concepts, underlying business motives and more technical aspects as well, such as pricing, greeks and hedging. Beyond the technicalities, the main purpose of this course is the give an intuitive understanding on how options work and how the different market participants use them. COURSE OVERVIEW 1) Options Intro (definition, motives, necessary terms) 2) Call Options Intro (payoff function, intrinsic value, time value) 3) Put Options Intro (payoff function, intrinsic value, time value) 4) Option Pricing with Black-Scholes 5) Option Greeks and their economic interpretation 6) Volatility & Volatility surface 7) Hedging Strategies (convexity, concavity, delta hedging) 8) Option Strategies & Greeks
Develop a strong fundamental understanding and necessary numerical skills related to any of the asset classes and financial instruments listed below through learning about their main characteristics, economic purpose, and pricing methods. COURSE OVERVIEW Fixed Income - Zero Coupon Bonds - Coupon Bearing Bonds - Yield Curve - Duration, Modified Duration - Floating Rate Notes Stocks - Ordinary Shares - Preferred Shares - Treasury Shares - Share Buybacks - Rights Issues Funds - Mutual Funds - ETFs - Hedge Funds - Private Equity Funds - Money Market Funds - Fund of Funds FX & Currencies - Floating vs. Fixed Exchange Rates - Interest Rate Parities (Covered, Uncovered) - Nominal and Real Exchange Rates Derivatives - Forwards - Futures (Commdities & FX) - Options (vanilla) - Interest Rate Swaps

Ask a question

Send a message explaining your needs and Adam will reply soon:
The more detail, the better.
Ex. "Hi, when are you available to meet for a lesson?"

Availability of a typical week

(GMT -04:00) New York
MonTueWedThuFriSatSun
0              
1  Monday at 1:00  Tuesday at 1:00  Wednesday at 1:00  Thursday at 1:00  Friday at 1:00  Saturday at 1:00  Sunday at 1:00
2  Monday at 2:00  Tuesday at 2:00  Wednesday at 2:00  Thursday at 2:00  Friday at 2:00  Saturday at 2:00  Sunday at 2:00
3  Monday at 3:00  Tuesday at 3:00  Wednesday at 3:00  Thursday at 3:00  Friday at 3:00  Saturday at 3:00  Sunday at 3:00
4  Monday at 4:00  Tuesday at 4:00  Wednesday at 4:00  Thursday at 4:00  Friday at 4:00  Saturday at 4:00  Sunday at 4:00
5  Monday at 5:00  Tuesday at 5:00  Wednesday at 5:00  Thursday at 5:00  Friday at 5:00  Saturday at 5:00  Sunday at 5:00
6  Monday at 6:00  Tuesday at 6:00  Wednesday at 6:00  Thursday at 6:00  Friday at 6:00  Saturday at 6:00  Sunday at 6:00
7  Monday at 7:00  Tuesday at 7:00  Wednesday at 7:00  Thursday at 7:00  Friday at 7:00  Saturday at 7:00  Sunday at 7:00
8  Monday at 8:00  Tuesday at 8:00  Wednesday at 8:00  Thursday at 8:00  Friday at 8:00  Saturday at 8:00  Sunday at 8:00
9  Monday at 9:00  Tuesday at 9:00  Wednesday at 9:00  Thursday at 9:00  Friday at 9:00  Saturday at 9:00  Sunday at 9:00
10  Monday at 10:00  Tuesday at 10:00  Wednesday at 10:00  Thursday at 10:00  Friday at 10:00  Saturday at 10:00  Sunday at 10:00
11  Monday at 11:00  Tuesday at 11:00  Wednesday at 11:00  Thursday at 11:00  Friday at 11:00  Saturday at 11:00  Sunday at 11:00
12  Monday at 12:00  Tuesday at 12:00  Wednesday at 12:00  Thursday at 12:00  Friday at 12:00  Saturday at 12:00  Sunday at 12:00
13  Monday at 13:00  Tuesday at 13:00  Wednesday at 13:00  Thursday at 13:00  Friday at 13:00  Saturday at 13:00  Sunday at 13:00
14  Monday at 14:00  Tuesday at 14:00  Wednesday at 14:00  Thursday at 14:00  Friday at 14:00  Saturday at 14:00  Sunday at 14:00
15  Monday at 15:00  Tuesday at 15:00  Wednesday at 15:00  Thursday at 15:00  Friday at 15:00  Saturday at 15:00  Sunday at 15:00
16  Monday at 16:00  Tuesday at 16:00  Wednesday at 16:00  Thursday at 16:00  Friday at 16:00  Saturday at 16:00  Sunday at 16:00
17  Monday at 17:00  Tuesday at 17:00  Wednesday at 17:00  Thursday at 17:00  Friday at 17:00  Saturday at 17:00  Sunday at 17:00
18              
19              
20              
21              
22              
23              
from 46€Online via webcam

Good-fit Instructor Guarantee


If you are not satisfied after your first lesson, Apprentus will find you another instructor or will refund your first lesson.

Online reputation

  • Instructor since November 2023
  • Phone number verified
  • Google connected

Availability of a typical week

(GMT -04:00) New York
MonTueWedThuFriSatSun
0              
1  Monday at 1:00  Tuesday at 1:00  Wednesday at 1:00  Thursday at 1:00  Friday at 1:00  Saturday at 1:00  Sunday at 1:00
2  Monday at 2:00  Tuesday at 2:00  Wednesday at 2:00  Thursday at 2:00  Friday at 2:00  Saturday at 2:00  Sunday at 2:00
3  Monday at 3:00  Tuesday at 3:00  Wednesday at 3:00  Thursday at 3:00  Friday at 3:00  Saturday at 3:00  Sunday at 3:00
4  Monday at 4:00  Tuesday at 4:00  Wednesday at 4:00  Thursday at 4:00  Friday at 4:00  Saturday at 4:00  Sunday at 4:00
5  Monday at 5:00  Tuesday at 5:00  Wednesday at 5:00  Thursday at 5:00  Friday at 5:00  Saturday at 5:00  Sunday at 5:00
6  Monday at 6:00  Tuesday at 6:00  Wednesday at 6:00  Thursday at 6:00  Friday at 6:00  Saturday at 6:00  Sunday at 6:00
7  Monday at 7:00  Tuesday at 7:00  Wednesday at 7:00  Thursday at 7:00  Friday at 7:00  Saturday at 7:00  Sunday at 7:00
8  Monday at 8:00  Tuesday at 8:00  Wednesday at 8:00  Thursday at 8:00  Friday at 8:00  Saturday at 8:00  Sunday at 8:00
9  Monday at 9:00  Tuesday at 9:00  Wednesday at 9:00  Thursday at 9:00  Friday at 9:00  Saturday at 9:00  Sunday at 9:00
10  Monday at 10:00  Tuesday at 10:00  Wednesday at 10:00  Thursday at 10:00  Friday at 10:00  Saturday at 10:00  Sunday at 10:00
11  Monday at 11:00  Tuesday at 11:00  Wednesday at 11:00  Thursday at 11:00  Friday at 11:00  Saturday at 11:00  Sunday at 11:00
12  Monday at 12:00  Tuesday at 12:00  Wednesday at 12:00  Thursday at 12:00  Friday at 12:00  Saturday at 12:00  Sunday at 12:00
13  Monday at 13:00  Tuesday at 13:00  Wednesday at 13:00  Thursday at 13:00  Friday at 13:00  Saturday at 13:00  Sunday at 13:00
14  Monday at 14:00  Tuesday at 14:00  Wednesday at 14:00  Thursday at 14:00  Friday at 14:00  Saturday at 14:00  Sunday at 14:00
15  Monday at 15:00  Tuesday at 15:00  Wednesday at 15:00  Thursday at 15:00  Friday at 15:00  Saturday at 15:00  Sunday at 15:00
16  Monday at 16:00  Tuesday at 16:00  Wednesday at 16:00  Thursday at 16:00  Friday at 16:00  Saturday at 16:00  Sunday at 16:00
17  Monday at 17:00  Tuesday at 17:00  Wednesday at 17:00  Thursday at 17:00  Friday at 17:00  Saturday at 17:00  Sunday at 17:00
18              
19              
20              
21              
22              
23              
from 46€Online via webcam

Good-fit Instructor Guarantee


If you are not satisfied after your first lesson, Apprentus will find you another instructor or will refund your first lesson.

Share


Azzedine
Maîtrisez NinjaTrader: Develop an expert in trading!
Get an expert in trading with NinjaTrader! If you are passionate about trading and souhaitez maitriser on one of the platforms of trading with more people in the market, this announcement is for you! If you are an expert in NinjaTrader, I offer you some training to help you get into this trading platform as an exception. If you want to use the trading manual or automate your strategies to use the C# language and other personal indicators, these configurations will guide you through the process. Advice for all Nivea traders, technicians, and experienced professionals, to see who you can attend: A training app for the use of NinjaTrader, comprenant of navigation in the interface, execution of orders and analysis of operations. Detailed instructions on the creation and optimization of automated trading strategies using the C# language. Conseils pratiques sur l'utilisation des indications personnalisés pour ajouter votre touche analytique et prendre des décisions de trading claires. If you want to generate additional revenues from trading or do trading activities at regular times, you will be able to prepare the necessary concierges and competencies to make profit from your financial markets. I hope you have the opportunity to develop a veritable expert in trading with NinjaTrader! Contact your maintenant to reserve your place and start your purchases over the successful financing.

Galo
CORPORATE FINANCE, STATISTICS, CALCULUS CLASSES
CLASSES AND COURSES IN CORPORATE FINANCE, FINANCIAL ADMINISTRATION, ACCOUNTING. I have over 15 years of experience teaching and advising college, university and graduate students. Financial Statement Analysis, Time Value of Money, Stock and Bond Price Calculation. CAPM and WACC Analysis, Financial Market Analysis, Master Budget, Cash Flow Statement, Free Cash Flow, among others.

Casey
All about Cryptocurrencies - Bitcoin, Ethereum, altcoins, meme coins and more.
As a near 10 year veteran of "crypto", I have gained extensive knowledge and experience trading, "HODLing" and running nodes (miners) over the many years. This knowledge also comes hand in hand with a deep understanding of computer security and all the security issues affecting holding and securing your personal cryptocurrency assets. In this class, you can learn from the beginning, get a much deeper understanding of specific topics (like hardware wallets, password security, etc.), or just get some help on how to get involved in crypto, where to start, and how to get a good start. My name is Casey, and I'm a retired research engineer from San Diego, CA. I have a BS in physics with a minor in chemistry from SDSU, and an MA in education from Framingham University. I worked in San Diego as a research engineer for 18 years on projects for the FAA, DARPA, NRL and the FCC mostly. From 2012 to covid, I taught M1 to M6 math in the English Program for Talented Students at Satit Patumwan Demonstration School in Bangkok, before moving to Cha Am.

Kollol
Math Tutoring (Boswell-Beta/CCVX (VWO) Math A/B/C /IB/GCSE A-levels/ SAT)
I am specialized (>5 years of experience) in tutoring math for school (any level, but preferably higher level), including competitive exams such as the SAT, GRE, GMAT, and the IIT-JEE. This class is aimed to train 1) high-school students undergoing VWO or an IB curriculum, who are having problems following math at school or university, 2) Anyone who wishes to take the VWO Math-A/B/C entrance examinations by Boswell or CCVX and wants to train for that. Personally, I am currently working as a Quantitative Researcher of stock markets, and therefore analytical math is also a part of my job. The classes could be rigorous or lenient depending on the student. There will be periodic homework and I'll make sure that the student achieves her/his desired goals.

محمد
Principles of economics, Islamic economics, history of economic thought, monetary economics, public finance, international trade, learning about financial markets and how they work.
I provide an explanation of university curricula for university students in the field of economics in its various branches, as well as financial markets and monetary policy. Master's degree in Economics from Tanta University in the field of monetary policy and financial markets Currently a PhD researcher in Economics at Al-Azhar University in Cairo in the field of financial markets. -The student learns how financial markets work. What assets can be traded in the financial markets? -The difference between the primary and secondary market The student is trained on how to use data analysis programs, including Eviews.

Fatih
Economics, Finance, and Business Accounting Tutor.
Experienced economics, finance, and accounting tutor. I have a PhD in economics from Georgetown University and I have a BA in economics from Bogazici University. Over the past 10 years I have worked as an Associate Professor of Economics and Finance in various universities and I tutored university students in various economics, finance, and accounting courses. I have students from various universities in US and UK including American University, George Washington University, Nottingham University, King's College London, University of Bath, Northwestern University, University of Royal Holloway etc. Please contact me if you need help in any of your economics, finance, and accounting course.

Mohamed Amine
LEARN ADVANCED TRADING WITH HIGH-PERFORMANCE STRATEGIES
Technical market analysis. Learn how to use Tradingview / Metatrader for order execution and technical analysis. Forex factory to follow market news. Learn multiple strategies. Learn risk management. Emotion control.

Ritika
Experienced Chartered Accountant, teaching Accounting, Finance and Management subjects at all levels.
The teaching methodology will be based on your course content and your objectives. My aim is primarily to help you with the concepts and application of that knowledge when submitting assignments and answering questions. I am passionate about teaching. I love sharing my knowledge and experience with my students. I am a life long learner and deeply passionate about books and learning new things. I teach students at High school, Undergraduate and Graduate levels.

Damien
Entrepreneuriat : bien débuter afin d'être opérationnel(le)
Public Débutant 30 minutes 1. Introduction à l'entrepreneuriat (10 min) - Définition de l'entrepreneuriat - Importance de l'entrepreneuriat 2. Les étapes clés pour débuter (15 min) - Trouver une idée de business - Étude de marché de base - Création d'un business plan simplifié 3. Questions et réponses (5 min) 45 minutes 1. Introduction à l'entrepreneuriat (10 min) - Définition de l'entrepreneuriat - Importance de l'entrepreneuriat 2. Les étapes clés pour débuter (20 min) - Trouver une idée de business - Étude de marché de base - Création d'un business plan simplifié 3. Les compétences de base d'un entrepreneur (10 min) - Leadership - Gestion du temps - Communication 4. Questions et réponses (5 min) 60 minutes 1. Introduction à l'entrepreneuriat (10 min) - Définition de l'entrepreneuriat - Importance de l'entrepreneuriat 2. Les étapes clés pour débuter (20 min) - Trouver une idée de business - Étude de marché de base - Création d'un business plan simplifié 3. Les compétences de base d'un entrepreneur (15 min) - Leadership - Gestion du temps - Communication 4. Les erreurs courantes à éviter (10 min) 5. Questions et réponses (5 min) 90 minutes 1. Introduction à l'entrepreneuriat (10 min) - Définition de l'entrepreneuriat - Importance de l'entrepreneuriat 2. Les étapes clés pour débuter (30 min) - Trouver une idée de business - Étude de marché de base - Création d'un business plan simplifié 3. Les compétences de base d'un entrepreneur (20 min) - Leadership - Gestion du temps - Communication 4. Les erreurs courantes à éviter (15 min) 5. Études de cas de succès (10 min) 6. Questions et réponses (5 min) 120 minutes 1. Introduction à l'entrepreneuriat (10 min) - Définition de l'entrepreneuriat - Importance de l'entrepreneuriat 2. Les étapes clés pour débuter (30 min) - Trouver une idée de business - Étude de marché de base - Création d'un business plan simplifié 3. Les compétences de base d'un entrepreneur (20 min) - Leadership - Gestion du temps - Communication 4. Les erreurs courantes à éviter (15 min) 5. Études de cas de succès (20 min) 6. Atelier pratique : Développer une idée de business (20 min) 7. Questions et réponses (5 min) Public Intermédiaire 30 minutes 1. Révisions des bases de l'entrepreneuriat (5 min) 2. Développement de l'idée de business (15 min) - Validation de l'idée - Analyse SWOT 3. Questions et réponses (10 min) 45 minutes 1. Révisions des bases de l'entrepreneuriat (5 min) 2. Développement de l'idée de business (20 min) - Validation de l'idée - Analyse SWOT 3. Stratégies de financement (15 min) - Sources de financement - Préparation d'un pitch 4. Questions et réponses (5 min) 60 minutes 1. Révisions des bases de l'entrepreneuriat (5 min) 2. Développement de l'idée de business (20 min) - Validation de l'idée - Analyse SWOT 3. Stratégies de financement (20 min) - Sources de financement - Préparation d'un pitch 4. Marketing et stratégies de vente (10 min) 5. Questions et réponses (5 min) 90 minutes 1. Révisions des bases de l'entrepreneuriat (5 min) 2. Développement de l'idée de business (25 min) - Validation de l'idée - Analyse SWOT 3. Stratégies de financement (25 min) - Sources de financement - Préparation d'un pitch 4. Marketing et stratégies de vente (20 min) 5. Études de cas de succès (10 min) 6. Questions et réponses (5 min) 120 minutes 1. Révisions des bases de l'entrepreneuriat (5 min) 2. Développement de l'idée de business (25 min) - Validation de l'idée - Analyse SWOT 3. Stratégies de financement (25 min) - Sources de financement - Préparation d'un pitch 4. Marketing et stratégies de vente (20 min) 5. Études de cas de succès (20 min) 6. Atelier pratique : Préparation d'un pitch (20 min) 7. Questions et réponses (5 min) Public Avancé 30 minutes 1. Révisions des bases et intermédiaires (5 min) 2. Scalabilité et croissance (15 min) - Stratégies de croissance - Gestion de la croissance 3. Questions et réponses (10 min) 45 minutes 1. Révisions des bases et intermédiaires (5 min) 2. Scalabilité et croissance (20 min) - Stratégies de croissance - Gestion de la croissance 3. Innovation et disruption (15 min) - Importance de l'innovation - Exemples de disruption 4. Questions et réponses (5 min) 60 minutes 1. Révisions des bases et intermédiaires (5 min) 2. Scalabilité et croissance (20 min) - Stratégies de croissance - Gestion de la croissance 3. Innovation et disruption (20 min) - Importance de l'innovation - Exemples de disruption 4. Gestion des ressources humaines (10 min) 5. Questions et réponses (5 min) 90 minutes 1. Révisions des bases et intermédiaires (5 min) 2. Scalabilité et croissance (25 min) - Stratégies de croissance - Gestion de la croissance 3. Innovation et disruption (25 min) - Importance de l'innovation - Exemples de disruption 4. Gestion des ressources humaines (20 min) 5. Études de cas de succès (10 min) 6. Questions et réponses (5 min) 120 minutes 1. Révisions des bases et intermédiaires (5 min) 2. Scalabilité et croissance (25 min) - Stratégies de croissance - Gestion de la croissance 3. Innovation et disruption (25 min) - Importance de l'innovation - Exemples de disruption 4. Gestion des ressources humaines (20 min) 5. Études de cas de succès (20 min) 6. Atelier pratique : Stratégies de croissance (20 min) 7. Questions et réponses (5 min)

Jad
Principles of Finance and Accounting- The basics of finance and capital budgeting/Financial statements
I have an extensive professional teaching experience in reputable business schools in France, Phd with publications in reputable finance journals, extensive research and analytic skills including SPSS, STATA, JASP and Amos covering the following topics and much more: Introduction, present value and valuing stocks and bonds Capital budgeting Uncertainty, risk and return Cost of capital Real world valuation Accounting including preparation of financial statements, Inventory valuation and managerial accounting from A to Z e-Learning sessions: slides, exercises, reading material provided, money back guarantee

Raihan
ACCA Tutoring from experienced tutor and affiliate ( BT , MA,FA,LW,FR,FM,PM,SBL,SBR,AFM,APM)
Hi there, I completed 13 papers of my ACCA in 14 months and since then Ive tutored numerous students to get to their achieved aim of completing ACCA at Lakshya IIC, India. I have had experience tutoring in Business and Technology, Management Accounting, Financaol Accounting, Corporate Law, Performance Managament, Financial Management, Financoal Reporting, AFM,APM, SBL and SBR. Thus I offer extra exam oriented tuition as well as complete class on the subject. My passion for teaching made me enter the education industry after I completed the professional Qualification. Teaching Philosophy & Results My teaching style is centered on understanding each student's unique learning style and circumstances. I develop flexible, personalized plans that cater to their individual needs and abilities, ensuring that every student can achieve their full potential. This approach has consistently earned positive results, as I tailor my curriculum to fit diverse learning preferences—whether it's a student who benefits from a friendly, interactive approach or a professional seeking focused, efficient instruction. My sessions are structured into three key areas: 1. Understanding the concept 2. Applying the concept 3. Connecting the concept to the real world By utilizing a combination of visual, auditory, and practical techniques, supported by various online resources, I create a dynamic learning environment that fosters deep comprehension and practical application.

Henrik
Break into Investment Banking and Private Equity industries
Welcome to my profile! I help people pursue a career in finance by providing recruitment consulting including CV and cover letter reviews, access to real-life technical tests and case studies from industry employers, CV and cover letter templates and Q&A and case study walk-throughs. I also support on financial modeling and other corporate finance-related topics. My passion is to help ambitious people grow in finance by sharing an industry perspective as a finance professional to people trying to break into finance, particularly Investment Banking and Private Equity.

Violet
Financial Risk Manager Certification Part 1 Tutorial
The Financial Risk Manager (FRM) Certification tutorial is a class suitable for a variety of individuals interested in gaining expertise in financial risk management. Or the student in finance, economics, business, mathematics, and related fields who are preparing to enter the financial industry. FRM Part 1 covers the tools used to assess financial risk, including quantitative analysis, fundamental risk management concepts, financial markets and products, and valuation and risk models. I have one year of experience tutoring fintech-related courses and have achieved outstanding results by passing the Financial Risk Manager (FRM) certification in the top quantile.

Ashher
Forex Trading Charts Marking and Analysis For Future Predictions.
Salam,Nameste,Sholom, This is Ashher Waqi, I Am Forex Trader and I Will Transform Basics Into Advanced Trading Skills.. If You want Yo Learn How to Make fortune ,Joi. My Live Class and Change Your Journey of Financial Freedom, We will Learn Technical Analysis, Sentimental Analysis, and Fundamental Analysis

Martin
How do I find my calling? How do I become strong and self-confident? How do I manage money wisely? How do I resolve conflicts?
"I just don't know what I want to do in life. I'm sometimes afraid that I won't be able to find my place. I wish I had a partner. I'm insecure in certain situations. Do people actually like me?" Do you recognize yourself in one of these sentences? I teach you everything that school doesn’t teach: How do I find out what my calling is? What career should I choose and WHY? How do I use money wisely so that it does me good? How do I resolve conflicts? How can I achieve a healthy self-esteem and good balance (even at a young age)? How do I manage to love myself? I am Martín; I will share with you all my knowledge and understanding in these areas from many years of teaching, workshops and, above all, bitter and wonderful personal experiences. I am also very happy to lead group coaching sessions. Everything else will be discussed in a personal (preliminary) conversation. I'm looking forward to it!